The RIW virtual card is accessible via a freely-downloadable app called Vircarda. After the app has been downloaded and installed, a worker can load and store their virtual card on their smart phone. To use Vircarda, you must have a compatible smartphone (iOS or Android).

After a virtual card has been requested for you by your Primary Employer, you will receive a detailed email or SMS containing the registration number and PIN for Vircarda. Before the app can be used with the RIW system, the cardholder must register on Vircarda.

The Vircarda app is available for both iPhone and Android and must be downloaded from the appropriate app store. Visit the RIW download page for more information.